NO PURCHASE NECESSARY TO ENTER OR WIN
Chatter Yak!, Yak! Tracker or the Sponsoring Credit Union are in no way sponsored, endorsed or administered by, or associated with Facebook.

CONTEST/ SWEEPSTAKES DESCRIPTION:

The Sponsoring Credit Union’s Sweepstakes (“Sweepstakes”) will begin on and end on the dates determined by the Sponsoring Credit Union which is available on their Sweepstakes page. This Sweepstakes will be conducted by the Sponsoring Credit Union through the use of Yak! Tracker, a third-party application. Winners will receive the prize selected by the Sponsoring Credit Union and may be notified via email or phone.

HOW TO ENTER:

Legal residents of the U.S.  To participate in the Sweepstakes, participants must:

1. Properly complete the entire Yak! Tracker entry form in accordance with the requirements established  by the Sponsoring Credit Union.

ELIGIBILITY RESTRICTIONS:

1. The Sweepstakes is open only to legal residents of the United States

2. Employees of the Sponsoring Credit Union, its officers, directors,

subsidiaries, affiliates, general sponsors, promotional partners, their respective

subsidiaries, affiliates, parent companies, members of the immediate families (defined as spouse, child, sibling, parent, or grandparent), and members of the households(whether related or not) of any of the above are NOT eligible to participate in the Sweepstakes.

3. Contestants must comply  with any and all applicable federal, state,  and local laws and regulations.

PRIZES:

1. A winner will be announced by the Sponsoring Credit Union on the date the Sponsoring Credit Union has listed on their official Sweepstakes page.

2.  If a winner is unable to accept the prize, the prize may be forfeited in its entirety at the sole discretion of the Sponsoring Credit Union.

3.  All prize winners and prizes are awarded by the Sponsoring Credit Union at their sole discretion.  4. No substitution of prize is offered, no transfer of prize to a third-party is permitted and non-cash prizes may not be redeemed for cash value.

5. Prizes will be awarded only upon winner verification and final approval by the Sponsoring Credit Union.  Each winner or selected entrant will be notified by email, mail and/or phone and must claim their prize by the date determined by the Sponsoring Credit Union after being selected (e.g., date of drawing).  If the winner or selected entrant is ineligible, fails to claim a prize or if the prize notification or prize is returned undeliverable, that prize will be forfeited and if time permits, at the sole discretion of the Sponsoring Credit Union,  an alternate entrant may  be selected as the winner by random drawing from the remaining entries.

EXECUTION:

To be eligible, participants must visit the Sponsoring Credit Union’s Facebook Fan Page or their Yak! Tracker Sweepstakes page and properly complete an entry form.

A winner will be announced by the Sponsoring Credit Union on the date listed on the Sponsoring Credit Union’s Sweepstakes/Contest page.

All decisions made by the Sponsoring Credit Union, management or any Sweepstakes Sponsor regarding any aspect of this Sweepstakes are final.

The Sponsoring Credit Union may terminate this Sweepstakes at any time with or without announcing a winner at their sole discretion.

GENERAL CONDITIONS:

1. Winners are soley responsible for all applicable taxes associated with the receipt of the prize (prizes are not transferable and may not be exchanged).

2. Any person winning over $600.00 in prizes will receive an IRS form 1099 at the end of the calendar year for tax purposes and a copy of such form will be filed with the IRS as required by law.

3.   No purchase necessary.  Sweepstakes is void where prohibited and is subject to all applicable federal, state, local laws and regulations.

4.  Odds of winning depend upon the number of eligible contestants participating in the Sweepstakes.

5. By participating in the Sweepstakes, all participants agree to have their name, voice, and likeness used in any type of advertising or broadcasting material relating to this Sweepstakes or the Sponsoring Credit Union, in any media now known or hereafter devised for advertising or promotional purposes without additional compensation.  By entering this Sweepstakes, each participant agrees to comply with these Official Sweepstakes Rules and the decisions of Sponsoring Credit Union and or Chatter Yak! which shall be final and binding in all respects.

6. The sponsoring Credit Union, and Chatter Yak! retain the right to disqualify any contestant if they determine any of the Sweepstakes rules are not followed.

7. All participants in the Sweepstakes  acknowledge and agree that the Sponsoring Credit Union, Chatter Yak!, and any Sweepstakes sponsor have neither made, nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Sweepstakes, prize or to any portion thereof, including but not limited to quality, mechanical condition or fitness for a particular purpose.

8. Any information collected by registering to enter the Sweepstakes may be utilized by the Sponsoring Credit Union and Chatter Yak! for any purpose at their sole discretion.

9. The Sponsoring Credit Union, Chatter Yak!, participating sponsors and their respective parent companies, subsidiaries, affiliates or their representatives, agents and employees are not responsible for the inability of any person  to complete or  continue an internet registration due to equipment malfunction, busy lines, inadvertent disconnections, unavailable network, server, Internet Service Provider (ISP) or other connections, communication failures or human error that may occur in the transmission, receipt or processing of entries, including any injury or damage to any computer arising from or relating to participation in this Sweepstakes. Any use of robotic, macro, automatic, programmed or like entry methods will void all such entries, and may subject that person to disqualification.  In addition, the Sponsoring Credit Union and Chatter Yak! or their representatives, agents and employees are not responsible for late, lost, misdirected, mutilated, illegible or incomplete Sweepstakes entries. No mechanically reproduced or automated entries permitted. Entry materials/data that have been tampered with or altered are void. Once submitted, entries and all information contained therein become the property of the Sponsoring Credit Union and/or Chatter Yak!, and will not be returned.

10. If for any reason, the Sweepstakes is not capable of running as planned, including without limitation, any suspected evidence of tampering or technological corruption or if any portion of the Sweepstakes is compromised by virus, bugs, worms or unauthorized human intervention, fraud, acts of God, strikes, terrorists acts, criminal acts of third parties, an insufficient number of qualified Sweepstakes entries, or any other causes in the Sponsoring Credit Union Credit or Chatter Yak!’s sole opinion, corrupts, threatens or impairs the administration, security, fairness, integrity, or proper conduct of the Sweepstakes, the Sponsoring Credit Union and Chatter Yak! reserve the right to cancel, terminate, modify or suspend the Sweepstakes at their sole discretion.

11. Any attempt by an entrant to deliberately undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and should such an attempt be made, the Sponsoring Credit Union and Chatter Yak! reserve the right to seek remedies and damages (including attorney’s fees) from any person or entity  to the fullest extent of the law, including criminal prosecution.

12. At no time shall the Sponsoring Credit Union, Chatter Yak or any Sweepstakes sponsor be responsible or liable to any person for any damages, costs, claims, demands, lawsuits, causes of action and/or liability associated with the Sweepstakes.  Further, all participants shall indemnify, defend and hold Sponsoring Credit Union, Chatter Yak, any Sweepstakes sponsor and their  respective officers, agents, directors and employees harmless from any and all claims and damages, losses or expenses, including attorney’s fees, that are in any way related to the Sweepstakes.

13. The Sponsoring Credit Union may or may not contact individuals who enter their contests depending on the individual’s responses.

 

OFFICIAL VIDEO CONTEST RULES

NO PURCHASE NECESSARY TO ENTER OR WIN

CONTEST DESCRIPTION:

The Sponsoring Credit Union’s Contest (“Contest”) will begin on and end on the dates determined by the Sponsoring Credit Union which is available on their Contest/Sweepstakes page.  This Contest will be conducted by the Sponsoring Credit Union through the use of Yak! Tracker, a third-party application. Winners will receive the prize selected by the Sponsoring Credit Union and may be notified via email or phone.

HOW TO ENTER:

1. Legal residents of the U.S.  To participate in the Contest, participants must:

2. Complete the entire Yak! Tracker entry form as designed and created by the sponsoring Credit Union and submit their answers to the trivia questions asked.

ELIGIBILITY RESTRICTIONS:

1. The Contest is open only to legal residents of the United States who are18 years of age or older at the time of Contest registration.

2. Employees of the Sponsoring Credit Union, its officers, directors,

subsidiaries, affiliates, general sponsors, promotional partners, their respective

subsidiaries, affiliates, parent companies, members of the immediate families (defined as spouse, child, sibling, parent, or grandparent), and members of the households (whether related or not) of any of the above are NOT eligible to participate or win in the Contest.

3. Contestants must comply with any and all applicable federal, state, and local laws and regulations.

PRIZES:

A winner will be announced by the Sponsoring Credit Union on the date listed on the Sponsoring Credit Union’s official Contest webpage.

If a winner is unable to accept the prize, the prize may be forfeited in its entirety at the sole discretion of the Sponsoring Credit Union.

3. All prize winners and prizes are determined by the Sponsoring Credit Union.

4. No substitution of prize is offered, no transfer of prize to a third-party is permitted and non-cash prizes may not be redeemed for cash value.

5. Prizes will be awarded only upon winner verification and final approval by the Sponsoring Credit Union.  Each winner or selected entrant will be notified by email, mail and/or phone and must claim their prize by the date determined by the sponsoring Credit Union after being selected. If the winner or selected entrant is ineligible, fails to claim a prize or if the prize notification or prize is returned undeliverable, that prize will be forfeited and if time permits, at the sole discretion of the Sponsoring Credit Union, an alternate entrant may be selected as the winner by random drawing from the remaining entries.

EXECUTION:

1.  To be eligible, participants must visit the Sponsoring Credit Union’s Facebook Fan Page or their Yak! Tracker contest page, properly complete an entry form and submit their answers to the trivia questions.

All entries will be evaluated and only the entries with the most correct answers will be considered eligible to win.

A winner will be randomly selected from the pool of aforementioned entries.

A winner will be announced by the Sponsoring Credit Union.

All decisions made by the Sponsoring Credit Union, management or any Contest Sponsor regarding any aspect of this Contest are final.

The Sponsoring Credit Union may terminate this Sweepstakes at any time with or without announcing a winner at their sole discretion.

GENERAL CONDITIONS:

Winners are solely responsible for all applicable taxes associated with the receipt of the prize (prizes are not transferable and may not be exchanged).

Any person winning over $600.00 in prizes will receive an IRS form 1099 at the end of the calendar year for tax purposes and a copy of such form will be filed with the IRS as required by law.

No purchase necessary. Contest is void where prohibited and  is subject to all applicable federal, state, and local laws and regulations.

Odds of winning depend upon the number of eligible contestants participating in the Contest.

By participating in the Contest, participants agree to have their name, voice, or likeness used in any type of advertising or broadcasting material relating to this Contest or the Sponsoring Credit Union, in any media now known or hereafter devised for advertising or promotional purposes without additional compensation.  By entering this Contest, each participant agrees to comply with these Official Contest Rules and the decisions of the Sponsoring Credit Union and or Chatter Yak! which shall be final and binding in all respects.

6. The Sponsoring Credit Union, and Chatter Yak! retain the right to disqualify any contestant if they determine any of the Contest rules are not strictly complied with.

7. All participants in the Contest acknowledges that the Sponsoring Credit Union, Chatter Yak!, and any Contest sponsor have neither made, nor are in any manner responsible or liable for, any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Contest, prize or to any portion thereof, including but not limited to quality, mechanical condition or fitness for a particular purpose.

8. Any information collected by registering to enter the contest may be utilized by the Sponsoring Credit Union and Chatter Yak! for any purpose at their sole discretion.

9. The Sponsoring Credit Union, Chatter Yak!, participating sponsors and their respective parent companies, subsidiaries, affiliates or their representatives, agents and employees are not responsible for the inability of any contestant to complete or continue an internet registration due to equipment malfunction, busy lines, inadvertent disconnections, unavailable network, server, Internet Service Provider (ISP) or other connections, communication failures or human error that may occur in the transmission, receipt or processing of entries, including any injury or damage to any computer arising from or relating to participation in this Contest. Any use of robotic, macro, automatic, programmed or like entry methods will void all such entries, and may subject that entrant to disqualification.  In addition, the Sponsoring Credit Union and Chatter Yak! or their representatives, agents and employees are not responsible for late, lost, misdirected, mutilated, illegible or incomplete contest entries. No mechanically reproduced or automated entries permitted. Entry materials/data that have been tampered with or altered are void.  Once submitted, entries and all information contained therein become the property of the Sponsoring Credit Union and/or Chatter Yak!, and will not be returned.

10. If for any reason, the contest is not capable of running as planned, including without limitation, any suspected evidence of tampering or technological corruption or if any portion of the contest is compromised by virus, bugs, worms or unauthorized human intervention, fraud, acts of God, strikes, terrorists acts, criminal acts of third parties, an insufficient number of qualified contest entries, or any other causes in the Sponsoring Credit Union or Chatter Yak!’s sole opinion, corrupts, threatens or impairs the administration, security, fairness, integrity, or proper conduct of the Contest, the Sponsoring Credit Union and Chatter Yak! reserve the right to cancel, terminate, modify or suspend the Contest at their sole discretion.

11. Any attempt by an entrant to deliberately undermine the legitimate operation of the Contest may be in violation of criminal and civil laws and should such an attempt be made, beyond the sponsoring Credit Union / Chatter Yak! reserve the right to seek remedies and damages (including attorney’s fees) from any such person or entity to the fullest extent of the law, including criminal prosecution.

12. At no time shall the Sponsoring Credit Union, Chatter Yak or any Sweepstakes sponsor be responsible or liable to any person for any damages, costs, claims, demands, lawsuits, causes of action and/or liability associated with the Sweepstakes.  Further, all participants shall indemnify, defend and hold Sponsoring Credit Union, Chatter Yak, any Sweepstakes sponsor and their  respective officers, agents, directors and employees harmless from any and all claims and damages, losses or expenses, including attorney’s fees, that are in any way related to the Sweepstakes.

13. The Sponsoring Credit Union may or may not contact individuals who enter their contests depending on the individual’s responses.

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